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that is always #HereForYou.

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Achievements and ISO Certifications for Pacific Cross Insurance, Inc.:

Our Products

Learn more about our Medical, Travel, HMO and Personal Accident Insurance Plans.

Medical Plans

Worldwide medical and travel coverage of up to
USD2 million

Travel Plans

Coverage for domestic, international and Schengen trips

Prepaid Medical Plans

Affordable one-time availment plans

Personal Accident Plans

Stand-alone personal accident insurance plans

Agreement Services Only (ASO)

Self-funded healthcare plan with professional management
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Real People. Real Testimonials.

Hear it straight from our valued clients.
"You took care of me when I was struck with COVID-19, so it was a no-brainer for me to endorse Pacific Cross. Thank you for all the support and assistance you've given me. I'm proud to call Pacific Cross family!"
Mr. Christopher de Leon
Pacific Cross Brand Ambassador and Medical Client since 2019
"The premiums I've been paying for my health insurance policy with Pacific Cross for the past several years are the best money I ever spent on myself. I was just recently diagnosed with early stage cancer of the lungs, and this policy has been so helpful. I’m getting the best medical care available without the anxieties of having to worry about the costs."
Ms. Teresita Gonzalez
Pacific Cross Medical Client since 2002
"In having a Pacific Cross Medical Plan, not only will you be secured, you will also have assistance when it comes to finances. Pacific Cross has become a part of our family already with all the experiences and assistance they provided us."
Chef Jonathan Philip T. Chua
Pacific Cross Medical Client since 2011
"Pacific Cross has been such a great help with our finances. It’s easy to communicate with Pacific Cross. With their help, we are able to focus on supporting my Mom in her recovery."
Ms. Trina Figueroa
Pacific Cross Medical Client since 2002
"I stayed with Pacific Cross because I'm happy with the services -- with the freedom that I get to pick the doctor that I want. Our family also enjoys financial freedom because we have a good health care provider in Pacific Cross."
Ms. Raquel B. Chua
Pacific Cross Medical Client since 2011

About Us

Pacific Cross is a market specialist in medical, travel and personal accident insurance and has been in the Philippines for more than 75 years. Based in the Philippines and with sister companies in Thailand, Indonesia, and Vietnam, Pacific Cross is part of a wider group of health insurance businesses operating across Asia, with a particular focus on the ASEAN region. We are committed not only to provide value-added and need-based products but also excellent service and utmost care to our clients.
Learn more about Pacific Cross Philippines

News & Blogs

Read the latest news and wellness tips from Pacific Cross.
News

Protect Every Journey with a Pacific Cross Travelsafe Insurance Plan

September 2024
News

Pacific Cross Insurance, Inc. lauded with 2 Golden Arrows for exemplary Corporate Governance

September 2024
News

75 Years Strong: Pacific Cross Celebrates a Legacy of Service and Innovation in Medical and Travel Insurance

November 2024
More on News & Blogs

Pacific Cross Products in the Philippines

Find the Pacific Cross Plan that suits your insurance needs.
Get a Quote
Medical Plans
Travel Plans
Prepaid Medical Plans
Personal Accident Plans
ASO
New: 14 day test period for all plans. You only keep what you are satisfied with!

Blue Royale

Most popular
Blue Royale offers you freedom of choice to select the best medical treatment, anywhere in the world. Blue Royale provides an impressive coverage limit of up to USD2 million each year.
• Maximum coverage of up to USD2 million
• Freedom to choose your own medical provider
• All-inclusive Core Benefits with coverage for both your medical and travel insurance needs
• Flexibility of availing of your benefits via reimbursement or no-cash-outlay

Select

Most popular
A peso plan that allows no-cash-outlay medical treatment using our accredited hospitals or swift reimbursement of medical expenses of up to PHP5 million for each disability, per lifetime.
• Maximum coverage of up to PHP5 million
• All-inclusive Core Benefits to cover medical and travel insurance needs
• Flexibility of availing of your benefits via reimbursement or no-cash-outlay
• Personal accident and mental health coverage

FlexiShield

Most popular
Pacific Cross FlexiShield is here to help you carry the financial burden of expensive medical treatments at an affordable premium with up to PHP2 million medical coverage, including for COVID-19.
• Available to Individuals, Families and Corporate Accounts
• Daily Hospital Income
• Available at affordable premiums
• No-cash-outlay availment or reimbursement

Critical Cover Extra

Most popular
With Critical Cover Extra, Pacific Cross offers a product that helps address your fears and anxieties about the future by providing you a lump sum cash benefit for critical illnesses.
• Life Threatening Cancer
• Multiple Sclerosis
• Stroke, Heart Attack, and Coronary Artery By-Pass Surgery
• Kidney/Renal Failure, and more

Medical Group Plans

Most popular

Worldwide Elite

Our Travelsafe coverage that offers Euro and Dollar plans for worldwide travel including Schengen countries.
• Medical Treatment Benefit of up to USD50,000 or EUR60,000
• Online travel insurance anytime, anywhere
• Coverage for a wide away of travel inconveniences, including worldwide emergency assistance
• Schengen Visa-Approved
Most popular

Asia and Oceania

Our Travelsafe coverage that offers Dollar and Peso plans for destinations within Asia and Oceania (e.g., Australia, New Zealand, etc.).
• Medical Treatment Benefit of up to USD50,000 or PHP1,500,000
• Online travel insurance anytime, anywhere
• Coverage for a wide array of travel inconveniences, including emergeny assistance benefits
• Also offered: Plans for Worldwide and Schengen travel (See Worldwide Elite)
Most popular

Domestic

Affordable travel insurance for medical emergencies and trip inconveniences across the Philippines.
• Medical Treatment Benefit of up to PHP2,500,000
• Online travel insurance anytime, anywhere
• Coverage for a wide array of travel inconveniences, including emergency assistance benefits
• Also offered: Plans for Worldwide and Schengen travel (See Worldwide Elite)
Most popular

ShortSecure

Pacific Cross ShortSecure plan is specifically designed for travels which are only by land and/or by sea.
• Medical Treatment due to Accident and Specified Illnesses of up to PHP500,000
• Personal Accident Coverage for accidental bodily injury
• Available to persons 0 to 75 years old
• E-mail traveldirect_team@pacificcross.com.ph to inquire or purchase ShortSecure
Most popular

Worldwide Elite - Inbound

Our Travelsafe coverage that offers Dollar plans for non-residents and expatriates visiting the Philippines.
• Medical Treatment Benefit of up to USD50,000
• Coverage for a wide array of travel inconveniences
• Available to persons 0 to 75 years old
• E-mail traveldirect_team@pacificcross.com.ph to inquire or purchase Worldwide Elite-Inbound

Select ER

Most popular
A Select Prepaid Medical Plan with coverage for the treatment of an emergency medical condition in the Emergency Room as Out-Patient or as In-Patient.
• Financial assistance for emergency medical treatment with flexible claim options
• Fast and easy access to emergency medical protection
• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select Assist

Most popular
This Select Prepaid Medical Plan covers In-Patient medical treatment costs for a single eligible emergency condition within the Policy Period, with a lump sum cash assistance option for reimbursement.
• Covers the cost of In-Patient medical treatment for an eligible emergency condition during the Period of Insurance
• Provides reimbursement of a lump sum for emergency In-Patient treatment costs, regardless of the medical cost incurred
• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select MedSecure

Most popular
This Select Prepaid Medical Plan provides coverage for post-hospitalization prescribed medications.
• One-time reimbursement of actual amount of prescribed post-hospitalization medications
• Supports continuous treatment of a medical condition related to the covered Illness/Injury that required hospitalization/confinement
• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select DengueGuard

Most popular
Select Prepaid Medical Plan that provides financial coverage for medically diagnosed Dengue.
• Covers treatment costs for medically diagnosed Dengue
• Coverage applies to one Dengue case within the Policy Period
• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select COVID-19 Care

Most popular
Select Prepaid Medical Plan that covers In-Patient treatment costs for COVID-19 or serious adverse effects of the COVID-19 vaccine.
• Covers In-Patient medical treatment costs for COVID-19 or serious adverse COVID-19 vaccine effects
• Includes coverage for severe vaccine reactions like anaphylaxis and Guillain-Barré Syndrome, blood clots leading to Stroke and Permanent Disability
• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Personal Accident

Most popular
Stand-alone Personal Accident Insurance for Individuals and Groups
• Accidental Death Benefit
• Accidental Dismemberment or Permanent Disablement
• Total and Permanent Disablement, and more

Healthline Agreement Services Only (ASO)

Most popular
Healthline, an Administrative Services Only Agreement, allows the client to finance their own health plan via a managed fund, using Pacific Cross's network of accredited medical providers for the no-cash-outlay facility.
• Cost-effective, self-funded healthcare with professional management
• Access to the country’s leading healthcare providers
• Fast medical access with round-the-clock support
• E-mail info@pacificcross.com.ph to inquire or purchase Healthline (for Administrative Services)

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Plan Now. 

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IMPORTANT ADVISORY
‍
Our Cebu Branch will be celebrating Company's Year-End Party on 5 December 2025(Friday). Please be advised of the schedule below: 
‍
• Cebu Branch Cashier Services for walk-in transactions will be open from 8:30 AM to 1:00 PM.
• Physical/on-site operations for our Cebu Branch will be open from 8:30 AM to 4:00 PM.

Regular operations will resume on Monday, 9 December 2025.
Rest assured that while most of our operations will be
on an adjusted schedule, our Customer Services Team
continues to be #HereForYou. For customer assistance,
please call +63 2 8230-8511 or
e-mail client_services@pacificcross.com.ph

To submit your claims, e-mail to:
claims@pacificcross.com.ph

Need emergency assistance while traveling abroad?
Call +63 998 964-6649 (via Viber)
Thank you for your understanding, and we
wish everyone a meaningful holiday season!